Category Archive: Finance
How Holiday Shopping Can Help You With Home Shopping
When holiday shopping heats up, home shopping cools down. December is consistently one of the slowest home sales months of the year, according to real estate website Zillow.com. It’s almost as if consumers don’t have enough mental bandwidth to focus on both at the same time. But if you hope to buy a house in […]
4 Black Friday scams to avoid
You may have heard about the typical tricks retailers use on Black Friday — marking up prices just to mark them down, for example — but you may not know about other possible rip-offs that threaten to spoil your savings. Here are some scams that have the potential to turn the best day of the […]
Spotify responds to Taylor Swift: We pay more than $2 billion in royalties
Taylor Swift has criticized streaming services like Spotify for not sharing enough of its revenues with musicians. On Tuesday, Spotify chief executive Daniel Ek responded, saying that that streaming service is paying more than $2 billion in royalties. Ek defended the streaming service, calling it the fastest-growing source of new revenues for the music industry. “We started […]
The 5 Biggest Money Mistakes People Make
Are you in debt? Are you living paycheck to paycheck? Do you and your family have a plan for what you’d do if one of you lost a job? Do financial pressures take a toll on your marriage? Does every day feel like you’re on a runaway train? Dr. Phil shares what he believes are […]
It takes how long to open a child’s savings account?
‘Regulatory overkill’ means opening a child’s account is slow and laborious with parents forced to produce masses of documentation – and even watch videos How long should it take to open a simple savings account? When Michelle O’Brien popped into her local Lloyds to open an Junior Isa for her son, Aiden, who is three, […]
Phones 4U break-up looms as administrator dismisses debt-for-equity bid
The administrator of Phones 4U has rejected a bid to revive the collapsed and debt-laden retailer with a debt-for-equity swap as unrealistic. It means the chain of 550 stores is almost certain to be broken up and sold off, with EE and Vodafone in position to pick off the best locations and the likelihood of […]
Consider Inventing as a Form of Investment
Like any traditional business venture, inventing involves spending money to make money. Therefore, when contemplating the commercialization (and monetization) of an idea for an invention, think about all opportunities you have to spend your money and then consider whether it makes sense to invest. To make a good decision, have a clear understanding of this fascinating and exciting enterprise. Often, […]
Mortgage Rates Slip to Near Lows for the Year
WASHINGTON — Average long-term U.S. mortgage rates declined this week, approaching their lows for the year. Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year loan slipped to 4.12 percent from 4.14 percent last week. The average for a 15-year mortgage, a popular choice for people who are refinancing, fell to 3.24 […]
3 Ways to Enjoy Traveling Without Breaking the Bank
Who wouldn’t want the chance to travel more? Unfortunately, many of us feel limited by our finances. Let’s face it: vacations aren’t cheap, and other goals should come first. These three ways could let you travel without breaking the bank. 1. Don’t Pay with Money: Instead Use Points and Miles Serious savings are available with […]
The student loan crisis isn’t as bad as it seems
Believe it or not, a new study says that student loan borrowers are doing just fine. Earlier this month, when President Barack Obama announced a plan to give more student loan borrowers access to an income-based repayment plan, he illustrated the trouble college students and recent graduates face by telling the story of a woman named Ashley […]
