Image Source: UnsplashSince July 2019, Deutsche Bank (DB) has been restructuring to revitalize revenue, reduce costs, and return to profitability. The largest moving pieces of that plan were (1) a full exit from global equity sales & trading, (2) scaling back fixed income business, and (3)  including 18,000 employee reductions as of 2022.The remaining core business segments are private banking, corporate banking, asset management, and investment banking.These products and services are available to private individuals, corporate entities, and institutional clients in Germany, the United Kingdom, the rest of Europe, the Middle East, Africa, the Americas, and Asia-Pacific regions.Deutsche Bank Aktiengesellschaft was founded in 1870 and is headquartered in Frankfurt am Main, Germany.Three key data points gauge Deutsche Bank or any dividend-paying firm.The key three are:(1) Price(2) Dividends(3) ReturnsThose three basic keys best tell whether any company has made, is making, and will make money.DB PriceOver the past year, Deutsche Bank’s share price rose about 49% from $10.88 to $16.24 as of Monday’s market close.If DB shares trade in the range of $10.00 to $20.00 this next year, its recent $16.24 share price might rise to $17.50 by next year. Of course, Deutsche Bank’s price could drop about the same $1.26 estimated amount or more.My annual upside estimate of $1.26 however, is $0.23 below the five-year average annual upside for Deutsche Bank share prices.DB DividendDeutsche Bank has paid variable annual dividends since May 2002. DB’s most recent annual dividend of $0.49 was declared February 9th for shareholders of record May 17th and the payout is to be made May 21st.A forward-looking $0.49 annual dividend yields 3.02% at Monday’s $16.24 share price.DB ReturnsTo put it all together, add the Deutsche Bank declared annual dividend of $0.49 to the estimated price upside of $1.26 to find a $1.75 estimated gross gain for the coming year.At Monday’s $16.24 price, a little over $1000 would buy 62 shares.A $10 broker fee (if charged), paid half at purchase and half at sale, would cost us about $0.16 per share.Subtracting that likely $0.16 brokerage cost from the $1.75 gross gain reveals a net gain of $1.59 X 62 shares = $98.58 for a 9.85% estimated net gain on the year.You might choose to pounce on Deutsche Bank AG It is a 154-year-old dividend-paying German-based banking and asset management company.  Furthermore, the estimated $30.20 annual dividend income from $1k invested is almost 2 times greater than DB’s recent $16.24 share price.The exact track of Deutsche Bank’s ongoing future price and dividend will entirely be determined by market action.Remember the true value of any stock is best realized through personal ownership of shares.More By This Author:New Analysis: Aegon Ltd. (AEG)
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